Is No Down Payment a Good Idea?

Is No Down Payment a Good Idea?

So, you’re ready to take the plunge and buy a home? Congratulations! However, you may want to pump the brakes. Do you have a down payment available, as well? We all know buying a home with cash is nearly impossible, so we depend on home loans to do so. Surprisingly, a...
How to Show Your Loan Officer You are Reliable

How to Show Your Loan Officer You are Reliable

When your loan officer is asking what your income is, you want to confidently convey, “Yes, I can afford it!” The first and foremost concern on their minds is your ability to pay off your home loan consistently. They want to know they can get their money back! It’s...
Numbers Working Against You

Numbers Working Against You

If you have been laid off from a job, fell ill, had your identity stolen, or dealt with an extended family emergency, getting a home loan can be difficult. Even if you have always been a responsible bill payer, these unforeseen circumstances can set you back more than...