Numbers Working Against You

Numbers Working Against You

If you have been laid off from a job, fell ill, had your identity stolen, or dealt with an extended family emergency, getting a home loan can be difficult. Even if you have always been a responsible bill payer, these unforeseen circumstances can set you back more than...
What to Do before Buying a Foreclosed Home

What to Do before Buying a Foreclosed Home

You may find a home and think, “Wow! The price is amazing. It’s in foreclosure, so we will get the deal of the century!” It’s true – you can generally find a foreclosed home at a price below market value. The bank is trying to get rid of it, so they...
Using a Rent-To-Own Home to Your Benefit

Using a Rent-To-Own Home to Your Benefit

You went to the bank with high hopes of getting a loan, only to be shot down due to your credit. You are devastated until you talk with the seller of the property, and they offer a rent-to-own contract. It’s your lucky day! Why is rent-to-own good for you? Not only do...
How to Cut Down Monthly Bills

How to Cut Down Monthly Bills

Think saving is just about tightening your belt? Dread giving all the fun?  I’m here to tell you that it’s not necessary to do so! While there is a real need to cut back when you’re saving money for a home, there’s no need to give up all the things you enjoy in life....