Shady Business of the Credit Industry

Shady Business of the Credit Industry

You can work your hardest to pay your bills and keep your credit score afloat, but you may still deal with a bad credit score. That’s not fair, is it? This is because the credit bureaus, creditors, and collection agencies are all working together to lower your credit...
Is No Down Payment a Good Idea?

Is No Down Payment a Good Idea?

So, you’re ready to take the plunge and buy a home? Congratulations! However, you may want to pump the brakes. Do you have a down payment available, as well? We all know buying a home with cash is nearly impossible, so we depend on home loans to do so. Surprisingly, a...
How to Show Your Loan Officer You are Reliable

How to Show Your Loan Officer You are Reliable

When your loan officer is asking what your income is, you want to confidently convey, “Yes, I can afford it!” The first and foremost concern on their minds is your ability to pay off your home loan consistently. They want to know they can get their money back! It’s...
Keys to Owning Your Dream Home

Keys to Owning Your Dream Home

Thinking of taking out a mortgage can be a nerve-wracking experience! For many new homeowners, the number of zeroes on the mortgage can get your blood pressure rising. There’s no need to panic if you start on the right foot, and we are here to help! Current Expenses...
3 Things to Do Before Asking For A Home Loan

3 Things to Do Before Asking For A Home Loan

Wouldn’t it be nice if getting a home loan was easy? You could walk into the bank, request the money, and leave with a check to purchase your dream home. Unfortunately for us, this isn’t how things work. When you visit a loan officer, he/she will crunch...